Liability Insurance

Our standalone Liability product can provide your business with comprehensive cover for employees and members of the public.

One of our most popular products, the Combined Liabilities package offers affordable and flexible cover. From combined Employers & Public Liability for a tradesperson and their employees to Public Liability in isolation for a one-off event, our underwriters are able to write a variety of risks at competitive premiums.

Combined Liabilities – Key Features
Employers’ Liability – £10,000,000 standard limit of indemnity Y
Public & Products Liability (up to £10,000,000 cover available) Y
Optional Legal Cover Y

Our Combined Liability quotations can be arranged and cover incepted within the same day. Contact our new business team on 0161 304 9933 to organise a quotation for your business or event today.

Areas of Focus

The following are predominately well suited to our Combined Liability product:

  • Event organisers and stallholders / exhibitors
  • Tradesmen (painters, decorators, plumbers, etc)
  • Plots of land (Public Liability in isolation)
  • Engineering trades
  • Haulage contractors
  • Entertainment & Leisure trades
  • Sports / social clubs

The list is not exhaustive, please contact us for a relevant quote.

Combined Liability Insurance – Claims Information

At MG Insurance we have an experienced and proficient claims management team who are able to handle every aspect of a claim from start to finish; with a dedicated Claims Handler your claim will be handled personally and efficiently.

At MG Insurance we work with an elite panel of Insurers, and unlike other intermediaries, we have direct access to our designated loss adjusters; where necessary we will appoint them directly on notification of a new claim. Your dedicated Claims Handler will remain in touch with Adjusters and Insurers during the life of the claim, to ensure that everything is managed efficiently.

“I would like to compliment you on the Claims Handling Service that you provide. All our claims are dealt with efficiently and to our satisfaction… without delay”

Chris Jones – Reynolds Insurance Brokers