Commercial Property Owners Insurance

Suitable for single commercial properties or an extensive portfolio, our Property Owners package can accommodate a wide range of occupying trades.

MG Insurance are Property Owners specialists. Our unique facilities enable us to underwrite a variety of different properties, including private dwellings, flats, houses of multiple occupancy (HMOs), commercial lets and unoccupied premises. We are able to cover properties let to professionals, students or DSS tenants. For more information about our Property Owners product, call the office number on 0161 304 9933 and speak to one of the MG team today.

Commercial Property Owners – Features
Unoccupied Occupied
Fire, Lightning, Explosion & Aircraft (FLEA) Y Y
Subsidence * Y Y
Theft Y
Escape of Water Y
Loss of Rent (Optional) Y
Landlords Contents (Optional) Y
Accidental Damage Y
Storm and Flood Y

*Subsidence cover for unoccupied properties granted at underwriters’ discretion

With instant cover available online or over the phone, our Landlords policies can incorporate the following optional covers:

  • Loss of Rent cover payable over 12, 24 or 36 months
  • Landlords Contents cover (£10,000 free of charge for residential lets)
  • Glass Cover
  • Up to £10,000,000 Property Owners Liability
  • Optional Legal Cover

The list is not exhaustive, please contact us for a relevant quote.

Property Owners Insurance – Claims Information

At MG Insurance we have an experienced and proficient claims management team who are able to handle every aspect of a claim from start to finish; with a dedicated Claims Handler your claim will be handled personally and efficiently.

At MG Insurance we work with an elite panel of Insurers, and unlike other intermediaries, we have direct access to our designated loss adjusters; where necessary we will appoint them directly on notification of a new claim. Your dedicated Claims Handler will remain in touch with Adjusters and Insurers during the life of the claim, to ensure that everything is managed efficiently.

“I would like to compliment you on the Claims Handling Service that you provide. All our claims are dealt with efficiently and to our satisfaction… without delay”

Chris Jones – Reynolds Insurance Brokers